Lines of Credit

A flexible and convenient resource for financing working capital or taking advantage of business opportunities as they arise.

Term Loans

Bank Rhode Island offers competitive rates and flexible repayment terms to finance equipment purchases or other long-term financing needs.

Cash Management

Our Cash Management services provide a variety of advanced banking solutions and powerful tools such as Deposit Xpress, ACH, Lockbox Service, Zero Balance Account, Overnight Investment Services and more.  Learn more about Cash Management services

International Trade Services

Doing business abroad? Bank Rhode Island offers letters of credit and foreign exchange services. Speak with one of our representatives for details.

Equipment Leasing

Need equipment? We offer several financing options through our Macrolease leasing division. Our programs accommodate any size business and industry. Our professionals will structure a program that is suited to help you achieve your goals.

Commercial Mortgages

We offer long-term financing solutions to acquire, construct or refinance owner-occupied real estate.