Tom is Head of the Franchise Financing Division and brings more than 20 years of experience in banking with more than 16 years of franchise financing to his position at BankRI. He is responsible for the origination of new commercial relationships and arranging financing solutions for businesses throughout the Bank's market area. Tom holds a Master of Business Administration from Providence College, a Bachelor of Science from Rhode island College and a Graduate Certificate from The New England College of Finance. Tom is active in the local community and currently serves on the Executive Advisory Council for the School of Business for Rhode Island College and has held numerous board positions for the local not-for-profits throughout his career. He currently resides in Coventry with his wife and two children.